No data entry. No software to learn. Snap an invoice, send a text, or just speak — AI keeps the books, issues e-invoices, and prepares your tax reports for you.
Ting IQ reaches you through a partner bank — bundled with the business account you already use. See how to get it →
Resolution 68 and the new tax law completely change how household businesses pay tax. Prepare early, sleep easy.
The familiar "one fixed amount" tax regime, decades old, officially ends in 2026.
Household businesses self-declare and self-calculate tax on actual revenue — books must be complete, numbers must reconcile.
Every sale must issue a compliant e-invoice, with data connected to the tax authority.
The law is changing. The way you work doesn’t have to.
Invoices, shelves, old notebooks
Hands full? Still works
Just like everyday chat
Most software gets built first, then an AI chatbot is bolted on to fill the plate — the main course is still you typing data. Ting IQ was built the other way around: AI designed first, everything else built around it. You feel the difference from day one.
AI is a small widget stuck in the corner — it answers a few questions, while the real work is still typing into every field, same as always.
AI sits at the center and every operation flows through conversation — there is no data-entry screen at all, because none is needed.
The software isn’t built from forms, so speak – text – snap is the only way to run it. Also the easiest.
Born together with the books, AI holds every number in stock, cash, and receivables — so answers and alerts are precise, never vague.
Entries booked, orders created, invoices issued the moment you nod — no "thanks for the advice, now go click it yourself".
New skills arrive inside the assistant on their own — nothing to reinstall, relearn, or upgrade.
Ting IQ is assembled from the best part for each role — like a healthy person: a sharp brain, quick nerves, a strong body, and skilled hands.
The assistant runs on frontier AI models from Anthropic and Alibaba, continuously updated — every time the world’s best brains get smarter, so does your assistant. We don’t build a home-grown brain: it sounds nice, but it can’t keep up with brains improving every month.
AI workflows connect brain to body: hear what you say → understand it correctly → turn it into the right entry in the books → report back. That’s why the assistant doesn’t just "chat well" — it works by the book, the same way every time.
Books, stock, and receivables run on an SAP core — the management standard trusted by the world’s largest enterprises. A household business today, a company tomorrow, a large enterprise after that: same body, just bigger — nothing to tear down and rebuild.
Even with a good brain, a new hire still needs training. This assistant finished learning 32 skills before ever meeting you — from sales and cash counts to tax filing. See the skills →
Each skill is a business task the AI has already mastered — no setup, no configuration. You just delegate.
"Sold 2 HA serums to Ms. Huong" — AI creates the order, deducts stock, records revenue.
SalesClose the sale and a compliant e-invoice goes out — no extra steps.
SalesCombo price set on its own, stock deducted per component; multiple promotions applied in the right order.
SalesAI remembers purchase history, adds points automatically, suggests perks for loyal customers.
SalesRecord a credit sale in one line; when it’s due, AI reminds you and drafts a polite nudge.
SalesAI handles the refund, restocks the item, and adjusts revenue correctly.
SalesIn-store, online, delivery — each channel tracked separately, no mental math.
SalesAI reads the photo: items, quantities, prices — into stock and payables.
PurchasingRead out items and quantities; AI drafts a complete purchase order for your approval.
PurchasingBased on sales velocity and stock levels, AI suggests what to order, how much, and when.
PurchasingWho’s due, how much is owed — AI tracks it and reminds you ahead of time.
PurchasingSame item — which supplier is cheaper right now, answered with price history.
PurchasingRead out your physical count; AI reconciles the books and flags every gap.
StockA threshold per item — cross it and AI alerts you, with a reorder suggestion.
StockAI tracks expiry by batch and nudges you to move short-dated stock before it becomes waste.
StockBreakage, giveaways, internal use — logged with the right reason, books stay clean.
StockAsk anytime: opening, in, out, closing for any item, any period.
StockCount the drawer; AI reconciles the cash book — every dong of variance surfaces.
Cash"Paid 1.2 million for electricity" — AI books the expense to the right category, right date.
CashWhich order does that incoming transfer belong to — AI matches it, no statement hunting.
CashMoney in, money out, what’s left — and how this week compares to last.
CashAI computes exactly what’s owed under the declaration method for household businesses.
Tax & BooksSales data flows straight into the return — review, nod, and the filing period is done.
Tax & BooksThe full required set of household-business ledgers — written daily, print-ready.
Tax & BooksAI reminds you ahead of every deadline, with the estimated amount — no more late fees.
Tax & BooksEvery evening AI sends a recap: what sold, what’s moving, what came in.
ReportsGross profit per item after cost — know which products carry the whole shop.
ReportsAI ranks by week and month — restock the hits, clear the slow movers.
ReportsRevenue, costs, profit — and how this month compares to last, in percent.
Reports"How much profit this month?", "How much does Ms. Huong owe?" — answered in seconds.
ReportsAI understands your cash flow and seasonality, and proposes funding right when it’s needed. The application is your real business data.
Linked servicesSends Zalo ZNS/SMS to customers; AI drafts the messages and suggests campaigns from your own sales data.
Linked servicesThe skill library keeps growing — you never update a thing; new skills simply appear in your assistant.
A partner bank, connected right inside the assistant. AI understands your business context — so it knows when you’ll need capital, before you even start to worry.
Credit services are provided and approved by the partner bank under the bank’s own policies.
A customer quiet for 60 days? Slow stock that needs a push? AI spots it in your sales data and drafts the Zalo ZNS/SMS — you just approve and send.
Every industry works its own way. Ting IQ comes pre-trained by industry: pick yours at the start and the assistant understands your business from the very first message.
Don’t see your industry here? Message us — new packs are added all the time.
The biggest barrier in any software is the initial data entry. With Ting IQ, that step is the AI’s job too.
Cosmetics, grocery, online…? Choose it and the industry skill pack plus standard setup activate instantly — the SAP core comes preconfigured.
Send an old Excel file, snap your notebook or your shelves — AI builds the product, customer, supplier, and opening-stock records.
From the first order on, just snap – speak – text. Books, invoices, and tax reports take shape behind the scenes.
From opening the app to your first transaction: minutes, not weeks.
Ordinary software sits silent until you open it. Ting IQ watches the shop every day and speaks up at the right moment.
"SPF50 sunscreen is down to 4 tubes — below minimum. At the current pace it’s gone in 3 days. Shall I draft an order for 50 tubes?"
"5 days until the quarterly filing. I’ve prepared the return from your sales data — review and confirm, and it’s ready to submit."
"Ms. Huong’s 2,400,000₫ is 7 days overdue. I’ve drafted a gentle reminder — approve it and I’ll send."
Books, stock, and receivables run on the SAP core trusted by the world’s largest enterprises — tight numbers, ready for tax authorities and banks.
An assistant that understands natural Vietnamese and how small trade really works — and always confirms before booking. Built as a global ISV partner of two leading AI companies.
Business data is encrypted and used only to serve you — even for capital or marketing services, nothing is shared without your explicit consent.
Household businesses starting to keep books
Shops that want AI running the day
Businesses needing capital & multiple stores
Ting IQ is delivered through partner banks — the cost may be partly or fully sponsored by the bank for its business customers. Ask your bank about the offer currently available.
Ting IQ is delivered through partner banks, not sold at retail. The fastest way: ask the bank where you hold your business account about the "Ting IQ AI assistant". If your bank hasn’t launched it yet, leave your details at the bottom of this page — we’ll connect you with a suitable partner bank.
Yes — because there’s nothing to master. If you can chat on Zalo, you can use Ting IQ. No complex menus, no data-entry screens: just snap, speak, or text, and the AI confirms before anything is saved.
Ting IQ’s unbreakable rule: the AI reads the transaction back and waits for your confirmation before saving. Every entry can be reviewed and corrected, and the books run on an SAP core, so the numbers always reconcile.
Yes. Circular 88 ledgers are written daily from real transactions; at filing time, the return is prepared from those same numbers — you review and confirm. E-invoices are issued to standard, connected to the tax authority.
No — hand it to the AI. Send the old Excel file or snap the notebook pages; AI builds your product, customer, receivable, and opening-stock records. You just check the summary it shows you.
Not at all — it’s an optional skill. Only with your consent is business data used as an application to the partner bank; assessment and approval are done by the bank under its own policies.
Data is encrypted and belongs to you. We don’t sell data; any connection to outside services (bank, marketing) happens only when you actively consent, service by service.
Ting IQ isn’t sold at retail — the assistant reaches you through a partner bank, attached to the business account you already use.
Already have a business account? Ask your bank’s relationship officer: "I’d like the Ting IQ AI assistant."
Not sure your bank has it? Leave your details here — we’ll check and connect you with a suitable partner bank.
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